Polk County, North Carolina is one of the smaller areas in the state. With small towns like Columbus, Tryon, Mill Spring and Saluda some may think they cannot get the high quality customer service they would get if they were in Asheville, Greenville, South Carolina or Raleigh. That is simply not the case. No matter where you are in North Carolina, insurance companies will cater to you during open enrollment. If you are looking for 2017 low cost medigap rates there are plenty of online resources that can explain just how much you are going to have to pay in 2018 and beyond.

Remember that there are different policies when it comes to medicare and medicare supplements. Just because a policy is the lowest priced does not mean it is the best policy for your current health situation. Some circumstances required different policies and services.

For a frame or reference, here are the price ranges for the different policies in Polk County, North Carolina:

  • Policy A – $77 – $218
  • Policy B – $114 – $249
  • Policy C – $135 – $283
  • Policy D – $119 – $214
  • Policy F – $127 – $238
  • Policy F Highly Deductible – $26 – $80
  • Policy G – $94 – $209
  • Policy K – $46 – $97
  • Policy L – $78 – $136
  • Policy M – $104 – $157
  • Policy N – $84 – $218

If you are looking for a specific policy from a specific insurance provider, do not hesitate to comment below as we will be able to assist you. We will try to find the company and policy that will work best for you.

All Medigap policies must cover a basic set of benefits. These basic benefits include most Medicare Part A and B coinsurance amounts, blood, and additional hospital benefits not covered by Original Medicare.

  • Part A Hospital Coinsurance
    • Days 61-90 of a hospital stay in each Medicare benefit period
    • Days 91-150 of a hospital stay. Medicare will only pay for these 60 days once during your lifetime
  • Additional Part A Hospital Benefits
    • An extra 365 days of inpatient hospital care after you use your Original Medicare hospital benefits
  • Part B Coinsurance
    • Pays Full or Partial Coverage for the Part B coinsurance after you meet your annual deductible.*
  • Pays Full or Partial Coverage for the first three pints of blood per calendar year.
  • Part A Hospice Coinsurance
    • Pays for coverage of certain “Medicare covered” Part B drugs obtained in a doctor’s office, pharmacy or in a hospital outpatient setting and inpatient respite care coinsurance.

As open enrollment comes to a close, you do not want to be scrambling to find the lowest medigap prices for the year. Allow us to help.