NC Medicare Expert

NC Medicare Supplement and Medigap Rates

Month: July 2017

2017 Jackson County Medigap and Medicare Supplement Rates

Jackson County, North Carolina is home to Sylva, Dillsboro, parts of Cherokee, Balsam, Highlands and Webster. This part of Western North Carolina has an aging population so it should come as no surprise that thousands of residents of Jackson County are looking for medicare supplement and medigap rates in 2017. Remember that open enrollment begins on November 1st, 2017 which means polices and rates can change; most will be looking to get a much lower rate.

Before assuming you are going to be paying more for your medicare supplement plan it is always a good idea to research online and see what is available. The medicare.gov website is a very effective tool to get generic rate quotes. Note that these are approximations and not exact rate quotes.

For a frame or reference, here are the price ranges for the different policies in Jackson County, North Carolina:

  • Policy A – $77 – $218
  • Policy B – $114 – $249
  • Policy C – $135 – $283
  • Policy D – $119 – $214
  • Policy F – $127 – $238
  • Policy F Highly Deductible – $26 – $80
  • Policy G – $94 – $209
  • Policy K – $46 – $97
  • Policy L – $78 – $136
  • Policy M – $104 – $157
  • Policy N – $84 – $218

As with any type of insurance policy, there are options to shop around. Some of the insurers that are available in Jackson County include Blue Cross Blue Shield of North Carolina, AARP, Constitution Life, Forethought Life, Globe Life, Humana, Loyal American, Sterling Life and Transamerica.

If you are looking for a specific policy from an insurer not listed above, please comment below and let us know so we can assist you in finding the policy in your part of North Carolina. There are a number of insurance companies that may be able to help you with your medicare supplement or medigap policy in 2017 and beyond.

All Medigap policies must cover a basic set of benefits. These basic benefits include most Medicare Part A and B coinsurance amounts, blood, and additional hospital benefits not covered by Original Medicare.

  • Part A Hospital Coinsurance
    • Days 61-90 of a hospital stay in each Medicare benefit period
    • Days 91-150 of a hospital stay. Medicare will only pay for these 60 days once during your lifetime
  • Additional Part A Hospital Benefits
    • An extra 365 days of inpatient hospital care after you use your Original Medicare hospital benefits
  • Part B Coinsurance
    • Pays Full or Partial Coverage for the Part B coinsurance after you meet your annual deductible.*
  • Pays Full or Partial Coverage for the first three pints of blood per calendar year.
  • Part A Hospice Coinsurance
    • Pays for coverage of certain “Medicare covered” Part B drugs obtained in a doctor’s office, pharmacy or in a hospital outpatient setting and inpatient respite care coinsurance.

When seeking the lowest possible medigap and medicare supplement rates in North Carolina remember that different policies have different benefits and facilities.

2017 Swain County Medigap and Medicare Supplement Rates

The most populated areas of Swain County include Bryson City, Cherokee, Nantahala, Whittier, Almond and Alarka. There are other communities and developments in the area but are not as densely populated. A large number of residents of Swain County will be soon turning 65 or have already turned 65. These means they are likely looking for the best 2017 medigap or medicare supplement rates for their current situation.

As technology advances, it is now easier than ever to do research on a computer, laptop, iPad or tablet. In fact, some are using their iPhone or Android smartphone to find the lowest possible medigap and medicare supplement rates in their county of North Carolina.

For a frame or reference, here are the price ranges for the different policies in Swain County, North Carolina:

  • Policy A – $77 – $218
  • Policy B – $114 – $249
  • Policy C – $135 – $283
  • Policy D – $119 – $214
  • Policy F – $127 – $238
  • Policy F Highly Deductible – $26 – $80
  • Policy G – $94 – $209
  • Policy K – $46 – $97
  • Policy L – $78 – $136
  • Policy M – $104 – $157
  • Policy N – $84 – $218

Some of the insurance companies that offer plans in Swain County include Blue Cross Blue Shield of North Carolina, American Continental, American Republic, Bankers Fidelity, Cigna, Loyal America, Manhattan Life, Medico, New Era and Old Surety. If you are looking for a specific insurance company that offers medigap or medicare supplement options in Swain County, North Carolina, please comment below so we can assist you in finding the plan you are looking for.

All Medigap policies must cover a basic set of benefits. These basic benefits include most Medicare Part A and B coinsurance amounts, blood, and additional hospital benefits not covered by Original Medicare.

  • Part A Hospital Coinsurance
    • Days 61-90 of a hospital stay in each Medicare benefit period
    • Days 91-150 of a hospital stay. Medicare will only pay for these 60 days once during your lifetime
  • Additional Part A Hospital Benefits
    • An extra 365 days of inpatient hospital care after you use your Original Medicare hospital benefits
  • Part B Coinsurance
    • Pays Full or Partial Coverage for the Part B coinsurance after you meet your annual deductible.*
  • Pays Full or Partial Coverage for the first three pints of blood per calendar year.
  • Part A Hospice Coinsurance
    • Pays for coverage of certain “Medicare covered” Part B drugs obtained in a doctor’s office, pharmacy or in a hospital outpatient setting and inpatient respite care coinsurance.

When seeking the lowest possible 2017 medigap rates, remember there are options for you. Do not feel as if there is only one insurance agency that will help you with a policy. Comment below with any questions or concerns you may have.

2017 Graham County Medigap and Medicare Supplement Rates

Graham County is home to Robbinsville, Stecoah, Fontana Village and Santeelah. There are several other small villages and divisions in the county but most people will state that they are from one of those four areas. This part of North Carolina has a large percentage of citizens that are getting older meaning many will be seeking out low 2017 medigap and medicare supplement rates. Fortunately, there are ways to compare rates on your iPad or computer at home.

For a frame or reference, here are the price ranges for the different policies in Graham County, North Carolina:

  • Policy A – $77 – $218
  • Policy B – $114 – $249
  • Policy C – $135 – $283
  • Policy D – $119 – $214
  • Policy F – $127 – $238
  • Policy F Highly Deductible – $26 – $80
  • Policy G – $94 – $209
  • Policy K – $46 – $97
  • Policy L – $78 – $136
  • Policy M – $104 – $157
  • Policy N – $84 – $218

Before choosing the cheapest or lowest cost policy it is best to do your research and understand what is coverage with each plan. You do not want to be caught in a situation where you have to pay thousands of dollars out of pocket when you could have spent an extra $10 a month to cover the expense with your medicare supplement plan.

Some of the insurance companies that can help those living in Graham County, North Carolina include Blue Cross Blue Shield of North Carolina, Aetna, Colonial Penn, Liberty National, Loyal American, Sterling, Thrivent, Transamerica, Coventry and Globe. Note that there are no as many insurance companies that provide Graham County residents with medicap plans when compared to other larger counties in western North Carolina.

All Medigap policies must cover a basic set of benefits. These basic benefits include most Medicare Part A and B coinsurance amounts, blood, and additional hospital benefits not covered by Original Medicare.

  • Part A Hospital Coinsurance
    • Days 61-90 of a hospital stay in each Medicare benefit period
    • Days 91-150 of a hospital stay. Medicare will only pay for these 60 days once during your lifetime
  • Additional Part A Hospital Benefits
    • An extra 365 days of inpatient hospital care after you use your Original Medicare hospital benefits
  • Part B Coinsurance
    • Pays Full or Partial Coverage for the Part B coinsurance after you meet your annual deductible.*
  • Pays Full or Partial Coverage for the first three pints of blood per calendar year.
  • Part A Hospice Coinsurance
    • Pays for coverage of certain “Medicare covered” Part B drugs obtained in a doctor’s office, pharmacy or in a hospital outpatient setting and inpatient respite care coinsurance.

If you are seeking a specific policy and plan do not hesitate to comment below. We would love to help you find the lowest 2017 medigap and medicare supplement rates in your part of North Carolina.

2017 Clay County Medigap and Medicare Supplement Rates

Clay County is comprised of Hayesville, Brasstown, Hiawassee and Sweetwater. A large portion of the residents of Clay County, North Carolina are getting close to retirement age. This means they will be actively looking for 2017 medigap and medicare supplement rates that are not only affordable but potentially cheaper than competitors. Fortunately, there are a number of policies and plans those over 65 can qualify for.

For a frame or reference, here are the price ranges for the different policies in Clay County, North Carolina:

  • Policy A – $77 – $218
  • Policy B – $114 – $249
  • Policy C – $135 – $283
  • Policy D – $119 – $214
  • Policy F – $127 – $238
  • Policy F Highly Deductible – $26 – $80
  • Policy G – $94 – $209
  • Policy K – $46 – $97
  • Policy L – $78 – $136
  • Policy M – $104 – $157
  • Policy N – $84 – $218

It is important to understand the different policies before deciding the price range in which you can afford. At the age of 65 it is always important to have the proper healthcare coverage even if you have to pay a little bit more. Note that not all policies are available from all healthcare insurance companies. You may have to contact a specific company if you are looking for an exact quote.

Some of the companies that can help those in Clay County, NC include AARP, Aetna, American Republic, Medico, New Era Life, Sterling Life, Transamerica, World Insurance, United American and many more. If you are looking for a specific insurance company do not hesitate to comment below as we can assist you in finding out if that company has a policy in Clay County.

Those in Clay County, North Carolina will be looking for the basic benefits and what that entails. Here is the information:

All Medigap policies must cover a basic set of benefits. These basic benefits include most Medicare Part A and B coinsurance amounts, blood, and additional hospital benefits not covered by Original Medicare.

  • Part A Hospital Coinsurance
    • Days 61-90 of a hospital stay in each Medicare benefit period
    • Days 91-150 of a hospital stay. Medicare will only pay for these 60 days once during your lifetime
  • Additional Part A Hospital Benefits
    • An extra 365 days of inpatient hospital care after you use your Original Medicare hospital benefits
  • Part B Coinsurance
    • Pays Full or Partial Coverage for the Part B coinsurance after you meet your annual deductible.*
  • Pays Full or Partial Coverage for the first three pints of blood per calendar year.
  • Part A Hospice Coinsurance
    • Pays for coverage of certain “Medicare covered” Part B drugs obtained in a doctor’s office, pharmacy or in a hospital outpatient setting and inpatient respite care coinsurance.

Do not hesitate to leave a comment below so we can assist you in your search for the lowest 2017 Medigap Rates in Clay County or any county.

2017 Cherokee County Medigap and Medicare Supplement Rates

Those that live in Cherokee County, North Carolina likely reside in Andrews, Murphy or Hiawassee Dam. Some smaller communities include Granny Squirrel and Peachtree. With an aging population in this part of the state, it should come as no surprise that a large percentage of these residents are looking for 2017 medigap or medicare supplement rates.

For a frame or reference, here are the price ranges for the different policies in Cherokee County, North Carolina:

  • Policy A – $77 – $218
  • Policy B – $114 – $249
  • Policy C – $135 – $283
  • Policy D – $119 – $214
  • Policy F – $127 – $238
  • Policy F Highly Deductible – $26 – $80
  • Policy G – $94 – $209
  • Policy K – $46 – $97
  • Policy L – $78 – $136
  • Policy M – $104 – $157
  • Policy N – $84 – $218

There are a number of different life and health insurance companies that can assist you in Western North Carolina. This companies include World Insurance, USAA, United of Omaha Life, Thrivent Financial, Sterling Life, Sentinel Security, Reserve National, Oxford Life, Old Surety Life, New Era Life, Mutual of Omaha, Medico Life, Manhattan Life, Humana, Globe Life and Accident, Gerber Life, Forethought Life, Constitution Life, Cigna, Blue Cross Blue Shield of NC, Bankers Fidelity Life and Americo Financial and Life just to name a few. If you are concerned one of the life insurance companies you are looking for is not available, please comment below and we will do the research to help you find what you are looking for.

Below are the basic Medigap Policies for residents of Cherokee County, North Carolina:

All Medigap policies must cover a basic set of benefits. These basic benefits include most Medicare Part A and B coinsurance amounts, blood, and additional hospital benefits not covered by Original Medicare.

  • Part A Hospital Coinsurance
    • Days 61-90 of a hospital stay in each Medicare benefit period
    • Days 91-150 of a hospital stay. Medicare will only pay for these 60 days once during your lifetime
  • Additional Part A Hospital Benefits
    • An extra 365 days of inpatient hospital care after you use your Original Medicare hospital benefits
  • Part B Coinsurance
    • Pays Full or Partial Coverage for the Part B coinsurance after you meet your annual deductible.*
  • Pays Full or Partial Coverage for the first three pints of blood per calendar year.
  • Part A Hospice Coinsurance
    • Pays for coverage of certain “Medicare covered” Part B drugs obtained in a doctor’s office, pharmacy or in a hospital outpatient setting and inpatient respite care coinsurance.

*Plan N covers the Part B co-insurance except for a co-payment of $20 dollars for some office visits and $ 50.00 dollars for emergency room visits that don’t result in a hospital admission.

Please feel free to contact us if you have any questions about getting the lowest possible monthly payment for a medigap or medicare supplement policy in the western part of North Carolina in 2017. We can help you, your parents and your loved ones save money.

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