NC Medicare Expert

NC Medicare Supplement and Medigap Rates

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Charlotte, NC Insurance Agencies with 2018 Medicare Supplement Plans

Residents of Cabarrus, Gaston, Iredell, Lincoln, Mecklenburg, Rowan, and Union counties are often looking for the best opportunities to save money on their health insurance plan. If you are seeking Charlotte, NC area health insurance companies that offer 2018 medicare supplement plans it is best to look around at multiple options. While we strongly suggest contacting The Mair Agency, you will also want to look into further resources to determine just how much you will be spending each month.

The Mair Agency was recently awarded the #1 Medicare Agency by BCBSNC. This means you will be working with the best insurance agents in the state when you call the Mair Agency now. They have a great deal of experience when it comes to medicare supplements for those living in and around the Charlotte, North Carolina area. Do not feel as if you have to research each and every plan that is available. For those interested, “there are different plans that are approved by the state and federal laws that allow Insurance companies to offer. They are labeled by letters: A, B, C, D, F, FHD, G, K, L, M, and N.”

It should not be your job to understand each and every one of these different plans. The best advice we have is to contact a local Charlotte, NC health insurance agent that is knowledgeable of all of these plans. They will be able to help you choose the plan that is correct for your current situation. They may also steer you in the direction of an alternative healthcare option that could save you a substantial amount of money. Keep this in mind before assuming you will have to choose one specific plan with BCBSNC or another insurance company.

If you have any questions related to Charlotte area insurance policies or plans, do not hesitate to comment below and we will get back to you as soon as possible.

What Raleigh, NC Health Insurance Companies Offer Medicare Supplements?

If you are seeking medicare supplements or medigap in Raleigh, North Carolina, it is important to note that not all insurance agents can assist with this insurance product. The best thing to do is to contact your Raleigh health insurance agent to see if they can assist you with your needs. Note that “there are different plans that are approved by the state and federal laws that allow Insurance companies to offer. They are labeled by letters: A, B, C, D, F, FHD, G, K, L, M, and N.” This can be very confusing for those that have just turned 65 or are looking at Medicare.

The agents at The Mair Agency have a wealth of knowledge when it comes to medicare supplements. In fact, they have recently been awarded the #1 medicare agency by BCBSNC. This type of award does not come without hard work and dedication to every part of the agency from the clients to the agents. Rather than working with an insurance agency or national insurance company that does not have your best interest in mind, we strongly suggest reaching out to The Mair Agency today. They will go above and beyond to assist you in finding the information you need.

You can also count on a reliable and respected Raleigh, NC healthcare insurance agent to make 100% certain your paperwork is completed properly. In today’s day and age of technology, it is very easy to forget to fill out a specific line of a form which will cause your medicare or medicare supplement application to be denied. No one wants this to happen. This is one of the many reasons we strongly suggest working with a local insurance agent to complete all your necessary forms and documents.

If you have any questions related to NC medicare supplements leave a comment below or call The Mair Agency at 919-459-2683. We are very confident that you will be pleased with your decision to call The Mair Agency today.

Wilmington, NC Medicare Supplements (Medigap) for 2018

In 2018, there are a number of different options for those seeking medicare supplements (Medigap) in Wilmington, North Carolina. Prior to signing up for Medicare Supplements, it is always encouraged to look at all the different insurance companies and plans. The best way to do this is to contact a highly respected Wilmington, NC health insurance agent. We suggest calling The Mair Agency as they have worked with a number of seniors in the Wilmington and New Hanover County area.

Note that “there are different plans that are approved by the state and federal laws that allow Insurance companies to offer. They are labeled by letters: A, B, C, D, F, FHD, G, K, L, M, and N.” While one can research the different plans online it is a better idea to discuss the different plans with a health insurance professional that has assisted hundreds in choosing the correct plan for their current needs.

It may also be a good idea to ask around to see what types of insurance companies offer the best customer service. This is yet another reason to contact an agent today. By working with an agent, you won’t have to sit on a customer service line waiting for someone in another country to help you with a plan they know nothing about. Your agent will be local to the Wilmington, North Carolina area and will likely be willing to meet you face to face. Worst case scenario, they will take a phone call on their personal phone line or cell phone line. This is why it is still advisable to seek out a highly reliable and well reviewed health insurance agent in your area.

It should not be overly difficult to find a great healthcare insurance agent in Wilmington, North Carolina. With an aging population and many retirees in the area, health insurance agency have a number of agents in this part of eastern North Carolina.

Raleigh, NC Health Insurance Options for Families

Raleigh, North Carolina is one of the fastest growing cities in the United States. Year in and year out there are publications that list Raleigh as one of the top 5 places to live for families; particularly young families. With so much publicity, it should shock no one that Raleigh is the destination for anyone that was raised in the “ole North State”.

For those that are moving to Raleigh and are self employed, there is a good chance they will search for an insurance agent. Fortunately, finding a Raleigh health insurance agency that will work with you is not challenging. What might be more of a challenge is choosing that one that will not only get you the best rate quote but will provide exemplary customer service.

We strong suggest The Mair Agency which has a headquarters in Cary, North Carolina but has “field agents” that will be more than willing to meet you wherever you so desire. Instead of having to drive to downtown or up to Falls of Neuse Road, you can suggest a location, including your house, and The Mair Agency will send an agent out.

In our experience, The Mair Agency is the best option when it comes to getting a BCBSNC rate quote and receiving an explanation of the coverage. When you move to Raleigh, NC you must recognize there are a number of options when it comes to physicians and hospitals. It is not like most small towns in North Carolina in which there is only a clinic or small hospital. Rex, WakeMed, Duke, UNC and several other small hospitals offer plenty of options when it comes to seeing the doctor.

Before deciding upon a Raleigh, NC health insurance plan, we strongly suggest going over the brochure and making certain you find the right plan. This is why an agent is so valuable. An agent can make certain you do not miss anything when looking over the plan. You may not recognize that certain prescriptions are not covered or there are emergency services that have a high deductible. By contacting an agent at The Mair Agency you do not have to worry about being caught off guard or confused when you go to pay the doctor or physician.

Note that most of these plans do not include orthodontic or cosmetic type surgeries. If you are going to get your wisdom teeth taken out or braces put on, you will likely have to pay money out of pocket. That being said, this is just another reason you should contact a Raleigh health insurance agent today.

Wilmington, NC Health Insurance Agents and Providers

If you are in need of health insurance in the Wilmington, NC area there are a few options available. Remember, finding the right health insurance agent or agency for you can make the process much easier. No one enjoys shopping around for a deal and finding they run into undesirable people. Fortunately, most insurance agents and providers are looking to expand their business so they are going to put their best foot forward in terms of customer service.

By doing a few quick Google searches you will find the following options in terms of Wilmington, NC Health Insurance agents:

  • Schnitzer-Slate Insurance Agency
  • Blue Chip Health Insurance
  • Blue Cross Blue Shield of North Carolina – The Mair Agency
  • James E. Moore Insurance Agency
  • Coastal Insurance Providers
  • Blue Coast Insurance
  • Pinnacle Benefits Group

Before making any final decisions when it comes to your health insurance, remember that when you sign up, it is not something that can easily be switched or changed. This is why it is advisable to find an agent or agency that is willing to take some time to understand your current life position. There is no reason to rush into a decision and sign up for an insurance plan that does not provide you with the coverage you desire.

Whether you are retired and looking for Medicare Part A and B or are a family looking for insurance coverage, there are a number of great options available in the state of North Carolina. Blue Cross Blue Shield of North Carolina has a number of different options throughout the state and in the Wilmington or New Hanover County area. They offer Blue Advantage, Blue Select and Blue Value. Do some research or reach out to the health insurance agents at The Mair Agency if you want to better understand what options are best for you and your family.

What Did President Trump Mean in the State of the Union Address? Healthcare?

If you, like millions of Americans, watched President Trump’s State of the Union Address you likely heard him discuss the “individual mandate”, which, in essence, repeals Obamacare. If you are like so many others, you are probably asking what this means. Does this mean you do not have to get insurance without a penalty? Does it mean Healthcare.gov is basically dead? Is this the repeal and replace of Obamacare?

These are questions that cannot easily be answered by the common American. Instead of trusting on Facebook, Twitter or some news website, we would suggest calling an agent that has decades of experience when it comes to healthcare. The agents at the Mair Agency (BCBSNC) in North Carolina can help you get the answers to all of your questions. This is a much better route than posting on Facebook and asking your “Facebook Friends” what President Trump means by the individual mandate.

Also note that an agent can assist you in choosing the correct healthcare plan for you. Everyone is different and has different needs when it comes to their healthcare. Whether you are a smoker or have a family history of diabetes, there are factors that come into play to help determine which plan will work best for your current condition.

Take the time to call the agents at The Mair Agency today so you can get answers to the questions related to President Trump’s repeal of the individual mandate.

919-238-7065 Phone Number is Calling and Leaving Voicemail – Is It Real or Spam?

There is a possibility that the phone number 919-238-7065 has contacted you in the months of November or December of 2017. This is the phone number of a very reputable health insurance agency – The MAIR Agency. They have been of great assistance to a number of our readers that are looking for information on Medicare supplements, general healthcare insurance information and more. Do not think this is a spam phone calling you. This is an actual person/agent that can assist you with your insurance related questions.

If you have been called by The MAIR Agency, we can vouch that they offer a great service at no cost. You can get information about options with Blue Cross Blue Shield of North Carolina (BCBSNC) moving forward. This includes plans for 2018 and beyond. If you have any questions you can also contact them directly a their website here.

Last Minute Health Insurance Options in NC in December 2017

If you’d like to change your Blue Cross NC Blue Medicare HMO Essential health insurance plan for 2018, you should do so this month so that your coverage can begin on January 1, 2018. If you do not choose a new plan, you will stay with your current plan. Let’s take a closer look at some of the changes to the Blue Cross NC Blue Medicare HMO Essential plan:

The monthly premium will change from $77.60 in 2017 to $56.80 in 2018. However, your monthly premium will increase if you have a higher income or are required to pay a lifetime Part D enrollment penalty. It will be less if you are receiving “Extra Help” with your prescription costs.

Maximum out-of-pocket expenses for 2018 will be $6,700, the same as they were this year. Once you have paid your $6,700 out-of-pocket for Part A and Part B services, you won’t be required to pay anything for covered services the rest of the year.

Since there are changes to the provider and pharmacy network for 2018, it is in your best interest to visit The Mair Agency to and they can help you take a look at the updated provider and pharmacy directory. You should check to see if your primary care physician, specialists, hospital, and pharmacy are in our network for the upcoming year.

There are also some changes to the benefits and costs for medical services such as ambulance services, colorectal cancer screening, emergency care, inpatient mental health care, outpatient mental health care, outpatient surgeries, physician services, and skilled nursing facility care. You can learn about these changes by visiting The Mair Agency as well.

To compare your health insurance options, we encourage you to go to www.medicare.gov and click “Find health & drug plans.” You’ll gain access to information about costs, coverage and quality ratings for a variety of Medicare plans. If you’d like some assistance selecting the right plan, don’t hesitate to contact the MAIR Agency.

Who Marcus Turner from the Mare or MAIR Agency Calling Me?

If you have received a voicemail from Marcus Turner from the MAIR Agency, some may think it is the Mare Agency, you may be wondering who this is and if it is legit. Is this someone that can really help me with my questions related to health insurance during open enrollment? The answer is yes. You can call The MAIR Agency at 919-459-2683 or you can visit their health insurance website here.

Note that open enrollment for individuals ends on December 15th, 2017 and enrollment for Medicare ends on December 7th, 2017. If you are looking for North Carolina medicare information be sure to call Marcus Turner of the MAIR Agency today. He can assist by explaining the difference in Medicare Part A & Part B vs Medicare Advantage (Part C) and Medicare Supplements (Medigap). There is also the Prescription Drug Plan that many people may desire which is Medicare Part D.

This can all be very confusing so it would be wise to allow The MAIR Agency to explain it in laymen’s terms. If you try to read up on all the different plans, coverage maps and costs on the Internet you will likely only confuse yourself more.

Are There Programs to Make Prescription Drugs More Affordable for Seniors?

Prescription drugs are essential to older adults and individuals with disabilities because they help them control chronic conditions, treat temporary conditions, and improve their overall long-term health. Since prescription medications are often very costly, there are programs available to make them more affordable for seniors.

If you have Blue Medicare HMO by BCBSNC, you may qualify for assistance in paying for your prescription drugs. Here’s a brief overview of the programs that may help you out:

“Extra Help” From Medicare

If you are living on a limited income, you may qualify for “Extra Help” to pay for your prescription drug costs. In the event that you qualify, Medicare could pay for up to 75% or more of your drug costs. These drug costs include coinsurance, monthly prescription premiums, and annual deductibles. Since many Medicare beneficiaries are eligible and do not even realize it, you should call one of the following numbers to find out if you qualify:

  • 1-800-MEDICARE
  • The Social Security Office: 1-800-772-1213
  • The North Carolina Medicaid Office

Prescription Cost-Sharing Assistance for Individuals with HIV/AIDs

The AIDS Drug Assistance Program or ADAP is designed to ensure that ADAP-eligible individuals with HIV/AIDS have access to HIV medications that can save their life. In order to be ADAP eligible, you must prove that you are a resident of North Carolina and are living with HIV, have low-income as defined by North Carolina, and meet the uninsured or underinsured status. In addition, Medicare Part D prescriptions that are covered by ADAP qualify for prescription cost-sharing assistance.

If you’d like more information on the eligibility criteria for prescription cost-sharing assistance or would like to enroll in the program, you should call the North Carolina AIDS Drug Assistance Program at 1-877-466-2232 or visit http://epi.publichealth.nc.gov/cd/hiv/adap.html.

Contact The MAIR Agency

For more details on these programs and how you can save money on your prescription drugs, do not hesitate to contact The MAIR Agency today.

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