Prescription drugs are essential to older adults and individuals with disabilities because they help them control chronic conditions, treat temporary conditions, and improve their overall long-term health. Since prescription medications are often very costly, there are programs available to make them more affordable for seniors.

If you have Blue Medicare HMO by BCBSNC, you may qualify for assistance in paying for your prescription drugs. Here’s a brief overview of the programs that may help you out:

“Extra Help” From Medicare

If you are living on a limited income, you may qualify for “Extra Help” to pay for your prescription drug costs. In the event that you qualify, Medicare could pay for up to 75% or more of your drug costs. These drug costs include coinsurance, monthly prescription premiums, and annual deductibles. Since many Medicare beneficiaries are eligible and do not even realize it, you should call one of the following numbers to find out if you qualify:

  • 1-800-MEDICARE
  • The Social Security Office: 1-800-772-1213
  • The North Carolina Medicaid Office

Prescription Cost-Sharing Assistance for Individuals with HIV/AIDs

The AIDS Drug Assistance Program or ADAP is designed to ensure that ADAP-eligible individuals with HIV/AIDS have access to HIV medications that can save their life. In order to be ADAP eligible, you must prove that you are a resident of North Carolina and are living with HIV, have low-income as defined by North Carolina, and meet the uninsured or underinsured status. In addition, Medicare Part D prescriptions that are covered by ADAP qualify for prescription cost-sharing assistance.

If you’d like more information on the eligibility criteria for prescription cost-sharing assistance or would like to enroll in the program, you should call the North Carolina AIDS Drug Assistance Program at 1-877-466-2232 or visit http://epi.publichealth.nc.gov/cd/hiv/adap.html.

Contact The MAIR Agency

For more details on these programs and how you can save money on your prescription drugs, do not hesitate to contact The MAIR Agency today.